The best way to get discount Subaru WRX insurance in Anchorage is to start comparing prices regularly from insurance carriers who can sell car insurance in Alaska.
Step 1: Take a little time to learn about the coverage provided by your policy and the changes you can make to keep rates down. Many factors that result in higher prices such as traffic citations and a less-than-favorable credit rating can be improved by making minor changes in your lifestyle. Later in this article we will cover information to get better rates and find hidden discounts.
Step 2: Compare prices from direct, independent, and exclusive agents. Exclusive agents and direct companies can only quote rates from a single company like Progressive and State Farm, while independent agencies can provide prices for many different companies. View insurance agents
Step 3: Compare the new rate quotes to your existing rates to determine if you can save on WRX insurance in Anchorage. If you find a lower rate quote and make a switch, make sure the effective date of the new policy is the same as the expiration date of the old one.
The critical component of shopping around is to use identical deductibles and limits on every quote and and to get rate quotes from as many carriers as you can. Doing this helps ensure an accurate price comparison and the best price selection.
It’s hard to fathom, but nearly 70% of Alaska drivers have stayed with the same insurance company for at least four years, and nearly half have never shopped around. Drivers in the U.S. could save 46.5% each year by just comparing quotes, but they mistakenly think it’s difficult to compare rate quotes.
Cheap Anchorage Subaru WRX insurance rate quotes online
Finding more affordable car insurance rates can be quick and easy. Just take time to compare rates from different insurance companies.
The companies in the list below offer price quotes in Anchorage, AK. In order to find cheap auto insurance in Anchorage, we suggest you visit as many as you can to find the lowest auto insurance rates.
You may need specialized insurance coverage
Keep in mind that when it comes to choosing your policy for your vehicles, there isn’t really a one size fits all plan. Every situation is different.
These are some specific questions can aid in determining whether you might need an agent’s assistance.
- Does my policy cover me when driving someone else’s vehicle?
- Will I be non-renewed for getting a DUI or other conviction?
- How much liability do I need to cover my assets?
- Is rental equipment covered for theft or damage?
- Do I need to call my car insurance company before buying a new car?
- Is pet coverage available?
- What are the financial responsibility laws in my state?
If you don’t know the answers to these questions, then you may want to think about talking to a licensed agent. To find lower rates from a local agent, simply complete this short form. It is quick, free and you can get the answers you need.
Compare rate quotes but still have a local neighborhood Anchorage car insurance agent
Some consumers just prefer to talk to an insurance agent and that is just fine! Most agents will help you protect your assets and help you file claims. A nice benefit of getting free rate quotes online is you can get lower premium rates and still have an agent to talk to.
To find an agent, once you fill out this short form, the quote information is instantly submitted to local insurance agents that can give you free Anchorage car insurance quotes for your insurance coverage. You don’t have to find an agent on your own as quotes are delivered instantly to you. In the event you want to get a comparison quote from a specific insurance company, just search and find their rate quote page to submit a rate quote request.
Picking an provider requires you to look at more than just a cheap price. Any agent in Anchorage should be willing to answer these questions.
- Can glass repairs be made at your home?
- Are they primarily personal or commercial lines agents in Anchorage?
- Does the agency have a good rating with the Better Business Bureau?
- Which companies can they place coverage with?
- How often do they review coverages?
When researching a reliable insurance agency, you should know the different types of agents and how they can quote your rates. Agents in Anchorage can be categorized as either independent (non-exclusive) or exclusive. Either type can sell insurance policies, but it is important to understand how they differ because it can impact the selection process.
Exclusive Agencies
Exclusive agencies can only place business with one company and examples are State Farm, Allstate, or Farmers Insurance. These agents are unable to compare other company’s rates so you might not find the best rates. Exclusive agents are trained well on the products they sell which helps them sell insurance even at higher premiums. Drivers often use the same agent primarily because of loyalty to the company instead of buying on price only.
Listed below is a list of exclusive agents in Anchorage that are able to give rate quotes.
- GEICO Insurance Agent
1830 E Parks Hwy a116 – Wasilla, AK 99654 – (907) 631-6001 – View Map - Bill Evans – State Farm Insurance Agent
805 Gambell St – Anchorage, AK 99501 – (907) 276-2424 – View Map - Art Dorsey – State Farm Insurance Agent
9191 Old Seward Hwy #6 – Anchorage, AK 99515 – (907) 522-1231 – View Map
Independent Insurance Agencies
Independent insurance agents are not limited to a single company and that is an advantage because they can write policies with multiple insurance companies and find the cheapest insurance rates. If you are not satisfied with one company, they simply switch companies in-house which is easy for the insured. If you are comparing rate quotes, you should always compare prices from at least one independent agent in order to compare the most rates. Most have the option of insuring with companies you’ve never heard of that may have much lower rates than larger companies.
Listed below is a short list of independent insurance agencies in Anchorage who can help you get price quotes.
- Kevin Dykman Agency
4450 Cordova St #120 – Anchorage, AK 99503 – (907) 563-5300 – View Map - Alaska Service Agency
6901 Debarr Road #201 – Anchorage, AK 99504 – (907) 337-2311 – View Map - Integrity Insurance Agency
1505 W 34th Ave – Anchorage, AK 99503 – (844) 878-0258 – View Map
Best car insurance company in Alaska
Finding a high-quality insurer is hard considering how many companies sell insurance in Anchorage. The company information shown below may help you choose which companies you want to consider when shopping around.
Top 10 Anchorage Car Insurance Companies by A.M. Best Rank
- USAA – A++
- State Farm – A++
- GEICO – A++
- Esurance – A+
- Allstate – A+
- Progressive – A+
- The Hartford – A+
- The General – A-
- AAA Insurance – A
- Liberty Mutual – A