Best Anchorage car insurance rates
The most effective way to find discount car insurance rates is to regularly compare quotes from insurers in Anchorage.
- First, get a basic knowledge of how insurance works and the measures you can control to prevent expensive coverage. Many things that drive up the price like your driving record and a less-than-favorable credit score can be amended by making lifestyle changes or driving safer. Continue reading for the details to help find cheaper rates and get additional discounts that may have been overlooked.
- Second, get rate quotes from exclusive agents, independent agents, and direct providers. Exclusive and direct companies can only provide price estimates from a single company like Progressive and State Farm, while independent agencies can provide price quotes from multiple companies.
- Third, compare the price quotes to your existing rates to determine if switching companies saves money. If you find a better price and change companies, ensure there is no coverage lapse between policies.
- Fourth, provide notification to your current company to cancel your current car insurance policy. Submit a completed application and payment for the new coverage. Immediately upon receiving it, put the new proof of insurance paperwork with the vehicle registration.
The most important part of shopping around is that you use identical deductibles and limits on each quote request and and to compare as many different insurance providers as possible. Doing this enables an apples-to-apples comparison and a complete price analysis.
AUTO INSURANCE FACT
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Policy rates for auto insurance coverage is dependent on a lot of factors, but the average price for coverage in Anchorage is right around $1,200 for an annual policy. Other states pay about $1,200, so Anchorage drivers pay approximately $1 less each month than other American drivers.
Insurance rates in Anchorage are dependent upon many different factors, and one of the primary components is the vehicle you are insuring. The rate data below shows estimated premium rates for the most popular vehicles bought in Anchorage.
|Make, Model, and Trim Level||Annual Cost||Semi-Annual Cost||Monthly Cost|
|Chevrolet Colorado LT Extended Cab 2WD||$1,036||$518||$86|
|Chevrolet Equinox LT AWD||$1,062||$531||$89|
|Chevrolet Impala LTZ||$1,134||$567||$95|
|Chevrolet Silverado Crew Cab Hybrid 2WD||$1,232||$616||$103|
|Dodge Ram Crew Cab SLT 2WD||$1,146||$573||$96|
|Ford Escape XLT 4WD||$920||$460||$77|
|Ford F-150 XLT Regular Cab 2WD||$962||$481||$80|
|Ford Focus S 4-Dr Sedan||$1,036||$518||$86|
|Honda Accord EX 4-Dr Sedan||$894||$447||$75|
|Honda CR-V EX 4WD||$920||$460||$77|
|Honda Civic SI 2-Dr Coupe||$1,418||$709||$118|
|Jeep Grand Cherokee Laredo 2WD||$1,062||$531||$89|
|Kia Optima LX||$1,120||$560||$93|
|Nissan Altima 2.5 S 4-Dr Sedan||$1,134||$567||$95|
|Toyota Camry XLE||$1,134||$567||$95|
|Toyota Corolla XRS||$1,160||$580||$97|
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Data variables include single male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Alaska minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, multi-policy, and safe-driver. Premium amounts do not factor in specific location which can increase or decrease coverage prices considerably.
Do you qualify for discounts?
The example below visualizes the comparison of auto insurance costs with and without policy discounts. The price estimates are based on a male driver, a clean driving record, no claims, Alaska state minimum liability limits, full coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, multi-policy, multi-car, homeowner, marriage, and claim-free discounts applied.
|Top 10 cheapest vehicles to insure in Anchorage, AK|
|Chrysler PT Cruiser|
|Mazda MX-5 Miata|
|Top 10 most expensive vehicles to insure in Anchorage, AK|
|Mercedes-Benz S65 AMG|
|Mercedes-Benz CL65 AMG|
|Mercedes-Benz CL63 AMG|
|Mercedes-Benz S63 AMG|
|Top 10 safest vehicles to insure in Anchorage, AK|
|Toyota FJ Cruiser|
|Jeep Grand Cherokee|
|Company||Value||Customer Service||Claims||Customer Satisfaction||A.M Best Rating||Overall Score|
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