Save Money on Auto Insurance in Anchorage

It’s easy to assume that car insurance companies don’t want you to look for a cheaper policy. People who compare other rates will most likely switch auto insurance companies because there is a good chance of finding a lower-priced policy. A recent auto insurance study revealed that people who did price comparisons regularly saved approximately $3,450 over four years compared to those who never shopped around for lower prices.

If finding the best rates on insurance is why you’re here, understanding the best way to shop and compare cheaper coverage can make it easier to shop your coverage around.

If you want to save the most money, the best way to find cheaper prices for car insurance rates in Anchorage is to start comparing prices yearly from insurers that sell auto insurance in Alaska. You can shop around by completing these steps.

  1. Get a basic knowledge of car insurance and the measures you can control to keep rates in check. Many factors that result in higher rates such as careless driving and a low credit rating can be improved by making minor driving habit or lifestyle changes. Keep reading for more details to keep prices down and find available discounts that you may qualify for.
  2. Request price quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can only give rate quotes from one company like Progressive or Allstate, while independent agents can quote rates from many different companies. Find an Anchorage insurance agent
  3. Compare the new rate quotes to the premium of your current policy and see if there is a cheaper rate in Anchorage. If you can save some money and buy the policy, ensure coverage does not lapse between policies.

The most important part of shopping around is to use similar deductibles and liability limits on every price quote and and to get prices from as many different companies as possible. Doing this helps ensure an accurate price comparison and a complete rate analysis.

Finding affordable car insurance coverage in Anchorage is really quite easy. If you are insured now, you will surely be able to shop for the lowest rates using these methods. Drivers only have to learn the most efficient way to shop for car insurance from many different companies online.

The companies in the list below have been selected to offer comparison quotes in Alaska. If you want to find cheaper auto insurance in Alaska, it’s a good idea that you visit several of them to find the cheapest auto insurance rates.

Car Insurance Rates for Popular Vehicles in Anchorage
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT Crew Cab 2WD $620 $310 $52
Chevrolet Equinox LT AWD $632 $316 $53
Chevrolet Impala LT $632 $316 $53
Chevrolet Silverado LT Crew Cab 2WD $722 $361 $60
Dodge Grand Caravan SXT $644 $322 $54
Dodge Ram Crew Cab ST 2WD $688 $344 $57
Ford Escape XLS 2WD $536 $268 $45
Ford F-150 SVT Raptor Super Cab 4WD $644 $322 $54
Ford Focus SE 2-Dr Coupe $710 $355 $59
Ford Fusion S 4-Dr Sedan $632 $316 $53
Honda Accord EX 4-Dr Sedan $536 $268 $45
Honda CR-V EX 4WD $548 $274 $46
Honda Civic DX 4-Dr Sedan $620 $310 $52
Jeep Grand Cherokee SRT-8 4WD $678 $339 $57
Jeep Wrangler Unlimited Sport 2WD 4-Dr $642 $321 $54
Mazda 3 I Sport 4-Dr Sedan $632 $316 $53
Nissan Altima Hybrid 4-Dr Sedan $678 $339 $57
Toyota Camry SE $666 $333 $56
Toyota Corolla S $666 $333 $56
Toyota Tacoma X-Runner 2WD $666 $333 $56
Get Rate Quotes for Your Vehicle Go

Data variables include married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Alaska minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Information does not factor in specific Anchorage garaging location which can decrease or increase rates noticeably.

Auto insurance is available from local insurance agents

Certain consumers just prefer to have an agent’s advice. Experienced insurance agents can help you build your policy and help submit paperwork. One of the benefits of getting free rate quotes online is that you can obtain cheaper car insurance rates and still have a local agent.

Insurance agency in AnchorageOnce you complete this quick form, the coverage information is submitted to participating agents in Anchorage who want to provide quotes for your insurance coverage. You never need to visit any agencies due to the fact that quote results will go to you directly. If you want to get a comparison quote from a specific company, you would need to visit that company’s website and fill out the quote form the provide.

Picking an company requires you to look at more than just the quoted price. Get answers to these questions too.

Shown below is a list of insurers in Anchorage who can help you get price quotes.

9900 Old Seward Hwy #5Anchorage, AK 99515(907) 346-4006View Map

1830 E Parks Hwy a116Wasilla, AK 99654(907) 631-6001View Map

4200 Old Seward HwyAnchorage, AK 99503(907) 561-7771View Map

4450 Cordova St #120Anchorage, AK 99503(907) 563-5300View Map

View more Anchorage agents

Best and worst vehicle claim statistics

What vehicles have the fewest claims? The following claim statistics show the highest and lowest makes and models for the probability of having to file claims for each type of coverage listed.

Vehicle Make and Models with the Lowest and Highest Auto Insurance Comprehensive Claims
Lowest Overall Losses Highest Overall Losses
Ford F-350 Mercedes-Benz S Class
GMC Sierra 2500 BMW M6
Chevy Silverado 2500 Bentley Continental GTC
Volvo V60 Maserati Quattroporte
Chevy Spark BMW M6
Nissan Leaf Bentley Continental GT

Statistics from for 2013-2015 Model Years

Auto Insurance Collision Claims by Vehicle Model
Lowest Overall Losses Highest Overall Losses
Chevrolet Colorado Bently Continental GT
GMC Canyon Audi RS7
Nissan Xterra Nissan GT-R
Jeep Wrangler Maserati Ghibli
Ford F-150 SuperCrew BMW 6 Series
Mini Cooper Bently Continental GTC

Statistics from for 2013-2015 Model Years

Bodily Injury Liability Claims by Vehicle
Lowest Overall Losses Highest Overall Losses
Chevrolet Corvette Kia Optima
Volvo XC60 Mitsubishi Lancer
Subaru Outback Chevrolet Impala
Audi A6 Chevrolet Cruze
Mercedes-Benz SL Class Chrysler 200
Acura MDX Dodge Charger

Statistics from for 2013-2015 Model Years

Auto Insurance Medical Payment Claims by Vehicle Model
Lowest Overall Losses Highest Overall Losses
Tesla Model S Mitsubishi Lancer
Land Rover Range Rover Sport Nissan Versa
Ford F-350 SuperCrew Chevrolet Sonic
Ford F-250 SuperCrew Mitsubishi Mirage
Chevrolet Silverado 3500 Nissan Sentra
Audi A4 Allroad Chrysler 200

Statistics from for 2013-2015 Model Years