Audi S4 Insurance Quotes in Anchorage

Insurance quote for Audi S4 in AnchorageIt’s an obvious assumption that insurance companies don’t want you to compare rates. Insureds who shop around are very likely to move their business because of the high probability of finding lower prices. A study showed that people who regularly compared price quotes saved over $3,400 over four years compared to those who never compared other company’s rates.

If finding the lowest price on insurance in Anchorage is why you’re here, understanding how to compare car insurance can help you succeed in finding affordable rates.

The recommended way to find low-cost prices for auto insurance rates is to compare quotes once a year from insurers in Anchorage. Rate comparisons can be done by following these guidelines.

One key aspect when comparing rates is to try to compare identical limits and deductibles on each price quote and and to get price estimates from every insurance company. This enables the most accurate price comparison and a complete selection of prices.

Companies offering Audi S4 insurance in Anchorage

The companies shown below provide comparison quotes in Anchorage, AK. If your goal is to find the cheapest car insurance in Anchorage, AK, we recommend you visit several of them to find the most competitive car insurance rates.

Rate information and statistics

The table displayed below showcases a range of coverage prices for Audi S4 models. Having insight into how car insurance prices are established is important for making informed decisions.

Audi S4 Insurance Rates in Anchorage, AK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
S4 Quattro 4-Dr Sedan $254 $636 $242 $14 $72 $1,218 $102
S4 Quattro 4-Dr Sedan $254 $636 $242 $14 $72 $1,218 $102
S4 Quattro 4-Dr Sedan $280 $636 $242 $14 $72 $1,244 $104
S4 Quattro 4-Dr Sedan $280 $636 $242 $14 $72 $1,244 $104
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Price data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Alaska minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Table data does not factor in specific garaging location which can alter premiums significantly.

Raise deductibles and save

One of the most common auto insurance questions is the level to set your comp and collision deductibles. The figures shown below approximate the rate difference between low and high insurance deductibles. The first set of rates uses a $250 deductible for physical damage and the second price table uses a $1,000 deductible.

Audi S4 insurance prices with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
S4 Quattro 4-Dr Sedan $264 $544 $232 $14 $70 $1,149 $96
S4 Quattro 4-Dr Sedan $264 $544 $232 $14 $70 $1,149 $96
S4 Quattro 4-Dr Sedan $292 $544 $232 $14 $70 $1,177 $98
S4 Quattro 4-Dr Sedan $292 $544 $232 $14 $70 $1,177 $98
Get Your Own Custom Quote Go

Audi S4 insurance prices with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
S4 Quattro 4-Dr Sedan $164 $342 $232 $14 $70 $822 $69
S4 Quattro 4-Dr Sedan $164 $342 $232 $14 $70 $822 $69
S4 Quattro 4-Dr Sedan $180 $342 $232 $14 $70 $838 $70
S4 Quattro 4-Dr Sedan $180 $342 $232 $14 $70 $838 $70
Get Your Own Custom Quote Go

Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Alaska minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, safe-driver, and claim-free. Price estimates do not factor in Anchorage location which can impact insurance rates substantially.

Based on this data, we can arrive at the conclusion that using a $250 deductible will cost you about $27 more each month or $324 every year than choosing the higher $1,000 deductible. Since you would have to pay $750 more out of your own pocket with a $1,000 deductible as compared to a $250 deductible, if you usually have more than 28 months between claims, you would probably come out ahead if you elect the higher deductible.

The information below illustrates how your deductible choice and can change Audi S4 insurance costs for different insured age categories. Data assumes a married male driver, comp and collision included, and no other discounts are factored in.

Score discounts on Anchorage auto insurance

The price of auto insurance can be rather high, but there’s a good chance there are discounts that many consumers don’t even know exist. Certain discounts will be triggered automatically at the time you complete a quote, but less common discounts must be inquired about prior to getting the savings.

Don’t be shocked that most credits do not apply to the entire cost. Some only apply to the price of certain insurance coverages like liability, collision or medical payments. Even though it may seem like all those discounts means the company will pay you, company stockholders wouldn’t be very happy.

The example below compares Audi S4 auto insurance rates with and without discounts applied to the premium. The prices are based on a male driver, no accidents or driving violations, Alaska state minimum liability limits, full coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, marriage, multi-policy, claim-free, homeowner, and multi-car discounts applied.

Larger auto insurance companies and the discounts they provide can be found below.

When comparing rates, check with each company which discounts you may be entitled to. Some of the discounts discussed earlier may not be offered in Anchorage.

When do I need an agent’s advice?

When it comes to insurance from an agent or online, there is no best way to insure your cars. Everyone’s situation is unique so this has to be addressed. These are some specific questions might point out whether you would benefit from professional advice.

If you’re not sure about those questions but you know they apply to you, you might consider talking to an insurance agent. To find lower rates from a local agent, take a second and complete this form or go to this page to view a list of companies.

Local neighborhood insurance agents

Many drivers just want to buy from a licensed agent and there is nothing wrong with that. One of the great benefits of comparing insurance prices online is you may find the lowest rates and still choose a local agent. Putting coverage with local insurance agents is important particularly in Anchorage.

Insurance agency in AnchorageUpon completion of this quick form, the coverage information is sent to companies in Anchorage who will give competitive quotes and help you find cheaper coverage. There is no need to even leave your home as quotes are delivered to the email address you provide. You can get cheaper auto insurance rates and a licensed agent to talk to. If you want to get a price quote from a particular provider, you can always go to their quote page and give them your coverage information.

If you want to buy auto insurance from local Anchorage agents, it’s important to understand the different types of agencies that you can select. Anchorage agents can be classified as either independent agents or exclusive agents depending on their employer.

Independent Auto Insurance Agencies or Brokers

Independent agencies do not write with just one company so they can write business amongst many companies enabling the ability to shop coverage around. If you are not satisfied with one company, your agent can switch companies without you having to go to a different agency.

If you need lower rates, you will want to get several quotes from multiple independent agents in order to compare the most rates.

The following is a small list of independent agents in Anchorage who can help you get rate quotes.

Alaskan General Insurance
1400 W Benson Blvd # 500Anchorage, AK 99503(907) 297-4500View Map

4450 Cordova St #120Anchorage, AK 99503(907) 563-5300View Map

440 E 36th Ave #300Anchorage, AK 99503(907) 257-1625View Map

View more Anchorage agents

Exclusive Auto Insurance Agents

These type of agents can usually just insure with one company such as State Farm, Allstate, and Farm Bureau. These agents are unable to provide prices from multiple companies so you might not find the best rates. Exclusive agents are usually well trained on sales techniques which helps them sell on service rather than price.

Listed below are exclusive insurance agencies in Anchorage who can help you get price quote information.

540 Karluk StAnchorage, AK 99501(907) 274-2886View Map

550 E Tudor Rd Ste 201Anchorage, AK 99503(907) 563-9690View Map

401 E Fireweed Ln Ste 200Anchorage, AK 99503(907) 279-9000View Map

View more Anchorage agents

Deciding on an insurance agent requires more thought than just the price. Before buying a policy in Anchorage, get answers to these questions.

In conclusion

When trying to cut insurance costs, make sure you don’t buy lower coverage limits just to save a few bucks. There have been many cases where drivers have reduced collision coverage to discover at claim time that their decision to reduce coverage ended up costing them more. The goal is to get the best coverage possible for the lowest cost, not the least amount of coverage.

Throughout this article, we presented a lot of tips how to compare Audi S4 insurance prices in Anchorage. The key thing to remember is the more rate quotes you have, the higher the chance of saving money. You may even find the lowest prices are with a company that doesn’t do a lot of advertising. Regional companies often have lower rates on specific markets than their larger competitors like Progressive or GEICO.

Some companies do not offer price quotes online and most of the time these regional carriers sell through independent insurance agencies. Lower-priced auto insurance in Anchorage is definitely available on the web in addition to local insurance agencies, so compare prices from both to have the best chance of lowering rates.

Additional auto insurance information is available below: