Compare Audi A4 Insurance Quotes in Anchorage

Discount Audi A4 insuranceIf you want to find the absolute lowest rates, then the best way to find affordable quotes for car insurance rates in Anchorage is to do an annual price comparison from insurance carriers who provide car insurance in Alaska.

A good tip to remember is that you’ll want to compare the same deductibles and limits on each quote and and to analyze as many companies as feasibly possible. This ensures an accurate price comparison and the best price selection.

Anyone knows that auto insurance companies don’t want policyholders to shop around. Drivers who shop around for cheaper rates will, in all likelihood, buy a different policy because they have a good chance of finding a policy with better rates. A recent study showed that drivers who shopped around annually saved approximately $850 each year as compared to drivers who never shopped around for better prices.

If finding low prices for Audi A4 insurance in Anchorage is the reason you’re reading this, then having an understanding of the best way to compare coverages can help make the process easier.

Buy Anchorage Audi A4 insurance online

Getting a cheaper price on insurance can be quick and easy. Drivers just need to take a few minutes getting comparison quotes from different insurance companies.

The companies shown below provide free quotes in Anchorage, AK. If you want to find the best cheap car insurance in Alaska, it’s a good idea that you click on several of them to get the most affordable price.

Car insurance rates and discounts

Car insurance is not cheap nor is it fun to buy but you may qualify for discounts that could help you make your next renewal payment. Larger premium reductions will be automatically applied when you get a quote, but occasionally some discounts must be specially asked for in order for you to get them.Cheaper car insurance with discounts

Discounts reduce rates, but you should keep in mind that most of the big mark downs will not be given to the whole policy. Most only cut the price of certain insurance coverages like collision or personal injury protection. Even though it may seem like adding up those discounts means a free policy, nobody gets a free ride.

The illustration below illustrates the difference between Audi A4 insurance rates with and without some available policy discounts. The premiums are based on a female driver, a clean driving record, no at-fault accidents, Alaska state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, multi-policy, claim-free, homeowner, multi-car, and safe-driver discounts applied.

A few popular companies and some of the discounts are shown below.

Check with all companies you are considering to apply every possible discount. Some discounts may not apply to policies in every state. If you would like to choose from a list of car insurance companies that offer the discounts shown above in Alaska, click here.

Audi A4 insurance charts and tables

The rate table shown next outlines different insurance policy prices for Audi A4 models. Being able to understand how insurance policy rates are established can assist in making smart buying decisions.

Audi A4 Insurance Rates in Anchorage, AK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A4 2.0T Quattro Premium Turbo Station Wagon $112 $250 $256 $16 $76 $710 $59
A4 2.0T Premium Turbo 4-Dr Sedan $112 $218 $256 $16 $76 $678 $57
A4 2.0T Quattro Premium Turbo 4-Dr Sedan $112 $218 $256 $16 $76 $678 $57
A4 2.0T Quattro Premium Plus Turbo Station Wagon $112 $250 $256 $16 $76 $710 $59
A4 2.0T Premium Plus Turbo 4-Dr Sedan $126 $250 $256 $16 $76 $724 $60
A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan $126 $250 $256 $16 $76 $724 $60
A4 2.0T Quattro Premium Plus 4-Dr Sedan $126 $250 $256 $16 $76 $724 $60
A4 2.0T Quattro Prestige Turbo Station Wagon $126 $250 $256 $16 $76 $724 $60
A4 2.0T Quattro Prestige 4-Dr Sedan $126 $250 $256 $16 $76 $724 $60
A4 2.0T Quattro Prestige Turbo 4-Dr Sedan $126 $250 $256 $16 $76 $724 $60
Get Your Own Custom Quote Go

Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Alaska minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Table data does not factor in specific location which can decrease or increase coverage rates considerably.

How much more does full coverage cost in Anchorage?

The illustration below shows the comparison of Audi A4 car insurance costs with full physical damage coverage and with liability coverage only. The information is based on no claims or driving citations, $100 deductibles, marital status is single, and no discounts are factored in.

When to switch to liability coverage only

There is no written rule to drop full coverage, but there is a guideline you can use. If the yearly cost for physical damage coverage is 10% or more of the vehicle’s replacement cost less your deductible, then it may be the right time to buy liability only.

For example, let’s assume your Audi A4 replacement cost is $3,000 and you have $1,000 full coverage deductibles. If your vehicle is totaled, you would only receive $2,000 after paying your deductible. If it’s costing you more than $200 a year for full coverage, then you might want to consider buying only liability coverage.

There are some scenarios where dropping full coverage is not in your best interest. If you still owe a portion of the original loan, you have to maintain full coverage as part of the loan requirements. Also, if you cannot afford to purchase a different vehicle if your current one is damaged, you should not consider dropping full coverage.

Which car insurance company is best in Alaska?

Selecting a highly-rated car insurance company is difficult considering how many companies sell coverage in Anchorage. The information in the lists below can help you select which car insurance companies to look at when shopping your coverage around.

Top 10 Anchorage Car Insurance Companies Overall

  1. USAA
  2. American Family
  3. State Farm
  4. The Hartford
  5. AAA Insurance
  6. GEICO
  7. The General
  8. Progressive
  9. Allstate
  10. Liberty Mutual

Top 10 Anchorage Car Insurance Companies Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. The General
  5. State Farm
  6. AAA Insurance
  7. Allstate
  8. Esurance
  9. Safeco
  10. 21st Century

Eight factors that determine insurance costs

Many things are considered when premium rates are determined. Most are fairly basic like your driving record, but others are more obscure such as your credit history or how financially stable you are.