Who Has Cheap Anchorage Auto Insurance for Uber Drivers?

The words “cheap” and “insurance” really don’t belong together, especially when you are looking for the lowest insurance prices for Uber drivers. Because it’s so expensive, let’s lead off by showing you some of the factors the can have a considerable influence on auto insurance prices, and find out if you can take a little off the next policy you buy.

For Uber vehicles, one of the more important factors that are looked at to determine auto insurance rates is where your car is garaged in Anchorage. Areas with a lot of weather claims or more people tend to have higher auto insurance costs, whereas areas that tend to be more rural benefit from having to pay less for coverage.

The information below lists the highest-priced places in Alaska for Uber drivers in which to buy car insurance. Anchorage comes in at #1 with the yearly price of $1,295 for the average insured, which is approximately $108 each month.

How much is car insurance in Anchorage?
Rank City Annual Premium
1 Anchorage $1,295
2 Fairbanks $1,284
3 College $1,282
4 Wasilla $1,266
5 Meadow Lakes $1,265
6 Palmer $1,265
7 Homer $1,226
8 Sterling $1,226
9 Kodiak $1,203
10 Nikiski $1,190
11 Kenai $1,190
12 Ketchikan $1,066
13 Juneau $969
14 Sitka $957
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Rate information is approximated as the vehicle garaging location can impact premiums substantially.

The make and model of vehicle to be insured is probably the biggest factor when trying to find low-priced insurance for Uber drivers. Vehicles with average performance, a great safety record, or a low likelihood of liability claims will cost significantly less to insure than higher performance models.

The table below outlines car insurance premiums for a number of the most economical automobiles to buy insurance for.

Cheapest Vehicles to Insure in Anchorage, AK
Vehicle Estimated Cost for Full Coverage
Ford Escape XLT 4WD $1,453
Honda CR-V EX 2WD $1,629
Chevrolet Impala LT $1,677
Jeep Grand Cherokee Laredo 4WD $1,683
Honda Accord LX-P 4-Dr Sedan $1,739
Toyota Corolla LE $1,767
Hyundai Elantra GLS 4-Dr Sedan $1,777
Nissan Altima 3.5 SR 4-Dr Sedan $1,799
Volkswagen Jetta 2.0T 4-Dr Sedan $1,806
Toyota Prius $1,802
Ford Explorer XLT 2WD $1,826
Dodge Ram Quad Cab SLT 4WD $1,834
Ford Edge Limited 2WD $1,888
Ford Focus SE 2-Dr Coupe $1,891
Ford F-250 XLT Super Cab 2WD $1,923
Ford F-150 SVT Raptor Super Cab 4WD $1,961
GMC Sierra 2500HD SLE Extended Cab 2WD $2,010
Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD $2,042
Toyota RAV4 Sport 2WD $2,061
Toyota Camry LE $2,066
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Data rating is based on single female driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Alaska minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, multi-vehicle, and safe-driver. Rates do not factor in specific Anchorage, AK garaging location which can impact price quotes substantially.

Based upon these rates, we can infer that cars like the Ford Escape, Honda CR-V, Chevrolet Impala, and Jeep Grand Cherokee will be the most economical vehicles to insure for Uber vehicles.

Get discounts on Anchorage car insurance rates

Car insurance for Uber vehicles in Anchorage, AKInsurers that offer quotes for Uber drivers may additionally offer premium discounts that may potentially lower prices by 40% or more if you meet certain criteria. A list of car insurance companies and some of the premium reductions they offer are included below.

The information below visualizes the comparison of insurance costs with and without some available policy discounts. The premiums assume a male driver, no tickets, no at-fault accidents, Alaska state minimum liability limits, comprehensive and collision coverage, and $500 deductibles.

The first bar for each age group shows premium with no discounts. The second bar shows the rates with vehicle safety, claim-free, multiple vehicle, accident-free, homeowner, and defensive driving course discounts applied. When discounts are factored in, theamount saved on car insurance for Uber drivers is 28% or $485.

The diagram below demonstrates how choosing different deductibles can impact insurance rates when quoting cheap insurance for Uber drivers. The data assumes a married male driver, comp and collision included, and no other discounts are factored in.

The chart above illustrates that a 50-year-old driver could lower their policy premium by $188 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $286 by selecting a $1,000 deductible. Younger drivers, like the Age 20 category, could reduce their rates as much as $630 or even more by choosing larger deductibles on their policy. If you make the decision to raise deductibles, it is necessary to have plenty of money set aside to enable you to pay the extra out-of-pocket expense associated with higher deductibles.

The auto insurance agents in Anchorage shown below can probably aid you in deciding which policy is best, since lots of people like to have some advice when shopping for cheaper insurance for Uber vehicles. It can be difficult to find the best policy yourself, and a licensed agent can give comfort knowing you have sufficient coverage at claim time. To locate an agency using an interactive map, click the button below the list.

View more Anchorage, AK insurance agents

How to find the cheapest insurance for Uber drivers

Lowering your rates is not difficult, and here are a few thrifty suggestions that can help Alaska drivers find cheaper coverage.

That last idea is extraordinarily critical, as was noted in this write-up. Insurance rates vary considerably, so don’t hesitate to buy a policy from a new company if you can save money. We understand brand loyalty, but it’s not a good idea if it’s costing you lots of hard earned cash every month. Spend a few minutes and compare rates and find cheaper car insurance for Uber drivers in Anchorage.