Buying competitive auto insurance for a Nissan Sentra in Alaska hinges on lots of different factors such as whether the vehicle is new, the performance level of your vehicle, and citations or violations on your driving record. Drivers pay on average $936 annually to insure their Sentra, but that figure is a projection calculated using a 30-year-old single female driver with full coverage and $500 deductibles.
But there is a good chance that you’re not a 30-year-old female, maybe you are married instead of single, or maybe you rent instead of own your home. This example demonstrates why the best method for finding cheap insurance rates for your Nissan is to just take the time to compare rates yourself. Do a quick rate comparison now and you will get price quotes from the cheapest companies in Alaska.
Your Nissan’s trim level will influence the insurance rate, so the price you will pay to insure a Sentra 2 will be $148 less than the cost to insure the high end Sentra SE-R SPEC V trim level, as shown below.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Sentra 2.0 S||$166||$414||$368||$22||$110||$1,080||$90|
|Sentra 2.0 SR||$166||$414||$368||$22||$110||$1,080||$90|
|Sentra 2.0 SL||$190||$414||$368||$22||$110||$1,104||$92|
|Sentra SE-R SPEC V||$190||$476||$368||$22||$110||$1,166||$97|
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Cost estimates assume single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Alaska minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, multi-policy, and safe-driver. Premium amounts do not factor in specific location which can alter premiums noticeably.
Choosing the highest-rated insurer can be challenging considering how many choices drivers have in Alaska. The company rank data listed below can help you choose which car insurance companies to look at when buying insurance for a Nissan Sentra. The ratings below only include insurance companies that insure vehicles in the majority of U.S. states, so smaller companies that only insure vehicles in Alaska will not be included in the list.
|Company||Value||Customer Service||Claims||Customer Satisfaction||A.M Best Rating||Overall Score|
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Data Source: Insure.com Best Car Insurance Companies
Get discount Anchorage car insurance rates
Insurance companies that offer quotes for a Nissan Sentra may also provide special discounts that can reduce rates by as much as 25% or more if you qualify for them. Large auto insurance companies and some of the premium reductions they offer can be found below.
- GEICO has savings for multi-vehicle, military active duty, anti-lock brakes, membership and employees, good student, air bags, and emergency military deployment.
- Auto-Owners Insurance includes discounts for group or association, student away at school, safe driver, mature driver, anti-theft, and paperless.
- American Family discounts include bundled insurance, early bird, accident-free, air bags, multi-vehicle, and good student.
- Esurance offers discounts for emergency road assistance, good student, Pac-12 alumni, defensive driver, and DriveSense.
- Progressive has discounts for online quote discount, good student, online signing, multi-policy, continuous coverage, and homeowner.
- State Farm offers premium reductions for Steer Clear safe driver discount, good driver, Drive Safe & Save, accident-free, anti-theft, driver’s education, and student away at school.
- AAA offers discounts including pay-in-full, multi-policy, good driver, good student, anti-theft, and AAA membership discount.
The diagram below shows the difference between car insurance costs with and without discounts applied to the premium. The costs are based on a male driver, a clean driving record, no at-fault accidents, Alaska state minimum liability limits, full coverage, and $250 deductibles.
The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with multiple policy, accident-free, safe-driver, marriage, vehicle safety, and defensive driving course discounts applied. When taking advantage of discounts, theamount saved on auto insurance for a Nissan Sentra is 28% or $495.
You are probably paying too much for Sentra insurance
Anchorage, AK auto insurance rates are impacted by many things that will increase or decrease the price you have to pay for coverage. Simply turning a year older, filing a claim, or getting a speeding ticket may prompt premium changes that can cause some rates to be much cheaper than others.
Not only may your situation change, but insurers file new rates as needed to help ensure profitability. Heavier than normal losses may cause rate hikes, while lower claim expenses can cause lower-priced Sentra insurance rates.
The chart below analyzes the cheapest car insurance in Anchorage, AK for a 35-year-old female driver with a clean driving record, no accidents, and great credit. If we estimate prices based on her personal risk profile, Umialik may have the best car insurance rates in Anchorage at $1,146 a year. This is $397 less than the average price paid by Alaska drivers of $1,543. USAA, State Farm, Progressive, and GEICO are the rest of the cheapest Anchorage, AK auto insurance companies.
The example below compares rates after we give the driver in the first chart an accident claim, a lower credit score, and a traffic citation. Since each auto insurer has a different formula for establishing rates, comparing prices may now result in a new list of cheap Anchorage auto insurance companies as shown below.
USAA now has the cheapest insurance rate in Anchorage, AK with State Farm, Umialik, Progressive, and Safeco now rounding out the top five. This example shows why it is critical to spend some time comparing rates to get the lowest auto insurance rates for a Nissan Sentra. Auto insurance prices are determined by many different factors and can decrease or increase without notice, so the cheapest company when you bought your policy may now be wasting a lot of money.
How to find low-cost auto insurance for a Nissan Sentra
The list below shows some money-saving ideas that can help drivers buy cheap coverage.
- Multi-policy discounts save money
- Older vehicles may not need full coverage
- Vehicles with good safety ratings have lower liability rates
- Higher credit scores may earn you cheaper rates
- At-fault accidents can raise rates significantly
- Compare rates regularly to ensure the best deal
That last tip is very valuable, as we emphasized in the article above. Prices change constantly, so drivers shouldn’t hesitate to buy from a different company if you can save money.
Brand loyalty is great, but it’s not recommended if it’s costing you a small fortune. If you have a few minutes, now is a great time to compare rates and find cheaper insurance for a Nissan Sentra in Anchorage.
If you have questions and prefer to have a professional recommendation when trying to find lower insurance rates for a Sentra, the insurance agencies listed below are a good start to answer your questions and help you decide which coverages you need. To locate an Anchorage auto insurance agent close to where you live, click the button at the bottom or click here to get price quotes now.
- Lisa Sanders – State Farm Insurance Agent
8427 Laviento Dr #201 – Anchorage, AK 99515 – (907) 344-0506
- GEICO Insurance Agent
1830 E Parks Hwy a116 – Wasilla, AK 99654 – (907) 631-6001
- Alaska Service Agency
6901 Debarr Road #201 – Anchorage, AK 99504 – (907) 337-2311
- State Farm: Amy Jones
111 W 6th Ave – Anchorage, AK 99501 – (907) 274-2060
- State Farm Insurance
Anchorage, AK 99508 – Anchorage, AK 99508 – (907) 333-6575