Best Jeep Wrangler Insurance in Anchorage

Amazingly, the vast majority of consumers in Alaska kept buying from the same company for four years or more, and almost half have never compared rates to find cheaper insurance. American drivers could pocket up to 47% a year just by comparing rates, but they don’t understand how simple it is to compare rate quotes online.

Insurance for Jeep WranglerTo save the most money, the best way to find affordable car insurance rates in Anchorage is to start comparing prices regularly from providers who can sell car insurance in Alaska.

  1. Read and learn about policy coverages and the things you can change to prevent rate increases. Many things that cause rate increases such as speeding tickets, careless driving and a lousy credit rating can be rectified by making minor changes in your lifestyle. Read the full article for instructions to get cheaper coverage and find discounts that you may qualify for.
  2. Request rate estimates from direct carriers, independent agents, and exclusive agents. Direct companies and exclusive agencies can provide rates from one company like GEICO or Farmers Insurance, while independent agents can provide prices from many different companies. View a list of agents
  3. Compare the quotes to your existing policy and determine if there is any savings. If you find a lower rate quote and buy the policy, verify that coverage does not lapse between policies.
  4. Tell your current agent or company of your intent to cancel your current policy and submit payment and a signed application to your new insurance company. Once the paperwork is finalized, put the new proof of insurance certificate in an accessible location in your vehicle.

One tip to remember is to use the same deductibles and limits on every price quote and and to get price quotes from as many companies as you can. Doing this ensures a fair rate comparison and maximum price selection.

If you are paying for car insurance now, you stand a good chance to be able to get lower rates using the techniques covered below. The purpose of this article is to tell you how to compare rates easily and also save some money in the process Although Alaska vehicle owners do need to learn how insurance companies calculate your auto insurance rates.

Companies offering competitive Jeep Wrangler price quotes in Anchorage, AK

The auto insurance companies shown below can provide comparison quotes in Alaska. To find cheap car insurance in Alaska, we recommend you click on several of them in order to get a fair rate comparison.

Jeep Wrangler insurance statistics and information

The data table displayed below showcases a range of insurance rates for Jeep Wrangler models. Having insight into how rates are calculated is important for making smart choices when choosing a car insurance company.


Jeep Wrangler Insurance Rates in Anchorage, AK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Wrangler Sport 4WD 2-Dr $200 $312 $330 $20 $98 $960 $80
Wrangler Unlimited Sport 2WD 4-Dr $200 $312 $412 $24 $124 $1,072 $89
Wrangler Sport Islander Package 4WD 2-Dr $200 $400 $330 $20 $98 $1,048 $87
Wrangler Unlimited Sport 4WD 4-Dr $230 $312 $412 $24 $124 $1,102 $92
Wrangler Sahara 4WD 2-Dr $230 $400 $330 $20 $98 $1,078 $90
Wrangler Unlimited Sport Islander Package 4WD 4-Dr $230 $312 $412 $24 $124 $1,102 $92
Wrangler Unlimited Sahara 2WD 4-Dr $230 $312 $412 $24 $124 $1,102 $92
Wrangler Rubicon 4WD 2-Dr $230 $400 $330 $20 $98 $1,078 $90
Wrangler Unlimited Sahara 4WD 4-Dr $230 $400 $412 $24 $124 $1,190 $99
Wrangler Unlimited Rubicon 4WD 4-Dr $258 $400 $412 $24 $124 $1,218 $102
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Table data represents single male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Alaska minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, multi-vehicle, and homeowner. Premium costs do not factor in specific location which can increase or decrease auto insurance rates noticeably.

Where to set your deductibles

When buying auto insurance, a common question is where to set your physical damage deductibles. The rates below can help illustrate the costs and benefits of buying low and high insurance deductibles. The first data table uses a $100 comprehensive and collision deductible and the second set of prices uses a $500 deductible.


Jeep Wrangler insurance policy rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Wrangler Sport 4WD 2-Dr $204 $272 $272 $16 $82 $871 $73
Wrangler Unlimited Sport 2WD 4-Dr $204 $272 $340 $20 $102 $963 $80
Wrangler Sport Islander Package 4WD 2-Dr $204 $348 $272 $16 $82 $947 $79
Wrangler Unlimited Sport 4WD 4-Dr $234 $272 $340 $20 $102 $993 $83
Wrangler Sahara 4WD 2-Dr $234 $348 $272 $16 $82 $977 $81
Wrangler Unlimited Sport Islander Package 4WD 4-Dr $234 $272 $340 $20 $102 $993 $83
Wrangler Unlimited Sahara 2WD 4-Dr $234 $272 $340 $20 $102 $993 $83
Wrangler Rubicon 4WD 2-Dr $234 $348 $272 $16 $82 $977 $81
Wrangler Unlimited Sahara 4WD 4-Dr $234 $348 $340 $20 $102 $1,069 $89
Wrangler Unlimited Rubicon 4WD 4-Dr $264 $348 $340 $20 $102 $1,099 $92
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Jeep Wrangler insurance policy rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Wrangler Sport 4WD 2-Dr $148 $184 $272 $16 $82 $702 $59
Wrangler Unlimited Sport 2WD 4-Dr $148 $184 $340 $20 $102 $794 $66
Wrangler Sport Islander Package 4WD 2-Dr $148 $234 $272 $16 $82 $752 $63
Wrangler Unlimited Sport 4WD 4-Dr $170 $184 $340 $20 $102 $816 $68
Wrangler Sahara 4WD 2-Dr $170 $234 $272 $16 $82 $774 $65
Wrangler Unlimited Sport Islander Package 4WD 4-Dr $170 $184 $340 $20 $102 $816 $68
Wrangler Unlimited Sahara 2WD 4-Dr $170 $184 $340 $20 $102 $816 $68
Wrangler Rubicon 4WD 2-Dr $170 $234 $272 $16 $82 $774 $65
Wrangler Unlimited Sahara 4WD 4-Dr $170 $234 $340 $20 $102 $866 $72
Wrangler Unlimited Rubicon 4WD 4-Dr $192 $234 $340 $20 $102 $888 $74
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Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and Alaska minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, multi-vehicle, and claim-free. Rate quotes do not factor in vehicle garaging location which can affect auto insurance rates noticeably.

We can derive from the above data that using a $100 deductible will cost you roughly $15 more each month or $180 a year than opting for the higher $500 deductible. Because you would pay $400 more if you file a claim with a $500 deductible as compared to a $100 deductible, if you average at a minimum 27 months between claim filings, you would probably save some money if you elect the higher deductible.

The diagram below demonstrates how choosing different deductibles and can influence Jeep Wrangler insurance prices for different age groups. The premium estimates are based on a married male driver, full physical damage coverage, and no discounts are applied to the premium.

Auto insurance premiums based on gender

The diagram below visualizes the comparison of Jeep Wrangler auto insurance rates for male and female drivers. The information is based on no claims or violations, comp and collision included, $250 deductibles, single marital status, and no other discounts are factored in.

Smart Choices Result in Lower Insurance Premiums

The best way to find cheaper insurance is to take a look at a few of the rating criteria that play a part in calculating your policy premiums. When consumers understand what determines base rates, this enables informed choices that may result in big savings. Many factors are taken into consideration when premium rates are determined. Most are fairly basic like your driving record, but other factors are not as apparent like your continuous coverage or how financially stable you are.

The items below are some of the factors used by companies to determine prices.

Do you qualify for discounts?

Some companies don’t list all their discounts very well, so the following list contains both the well known and also the more inconspicuous ways to save on auto insurance. If you do not double check each discount you qualify for, you are throwing money away.Auto insurance discounts

Consumers should know that some credits don’t apply to the entire cost. Most cut the cost of specific coverages such as physical damage coverage or medical payments. If you do the math and it seems like you would end up receiving a 100% discount, it just doesn’t work that way.

The information below shows the comparison of Jeep Wrangler insurance rates with and without discounts applied to the premium. The costs are based on a female driver, no accidents, no driving violations, Alaska state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with claim-free, multi-policy, homeowner, safe-driver, marriage, and multi-car discounts applied.

Companies and some of their more popular discounts are included below.

If you need lower rates, check with every prospective company how you can save money. A few discounts may not apply to policies in your state. If you would like to see a list of companies who offer online Jeep Wrangler insurance quotes in Anchorage, click here to view.

Are insurance agencies obsolete?

Certain consumers still prefer to buy from a licensed agent and often times that is recommended One of the best bonuses of comparing rates online is that drivers can save money and get cheap car insurance rates and still have an agent to talk to. And buying from neighborhood insurance agencies is still important in Anchorage.

Insurance agents in AnchorageTo help locate an agent, after submitting this form (opens in new window), your insurance data is instantly submitted to companies in Anchorage that can give you free Anchorage car insurance quotes to get your business. You won’t need to visit any agencies due to the fact that quote results will go directly to you. It’s the lowest rates and an insurance agent to talk to. If you wish to get a comparison quote from a particular provider, just go to their quote page to submit a rate quote request.

Below is a short list of car insurance companies in Anchorage willing to provide rate quotes for Jeep Wrangler insurance in Anchorage.

View more Anchorage agents

Choosing the best insurer needs to be determined by more than just a low price. These are some questions your agent should answer.

After receiving answers to your satisfaction to all your questions and a low price estimate, you may have found an insurance company that is reliable enough to service your policy.

Alaska auto insurance companies ranked

Ending up with the highest-rated company can be rather challenging considering how many companies sell coverage in Alaska. The ranking information shown below could help you decide which insurers to look at when shopping around.

Best Auto Insurance Companies in Alaska
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Progressive 84 91 93 87% A+ 89.5
Allstate 85 90 92 88% A+ 89.3
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Farmers Insurance 78 87 88 79% A 84.3
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Data Source: Insure.com Best Car Insurance Companies

Compare. Compare. Compare.

We covered a lot of information how to find cheap Jeep Wrangler insurance in Anchorage. It’s most important to understand that the more providers you compare, the higher the chance of saving money. Drivers may even discover the lowest priced insurance comes from some of the smallest insurance companies.

Budget-friendly insurance in Anchorage can be purchased from both online companies as well as from insurance agents, and you should compare rates from both to have the best chance of lowering rates. Some insurance companies may not provide the ability to get quotes online and most of the time these small insurance companies provide coverage only through independent insurance agents.

When you buy Anchorage car insurance online, it’s not a good idea to skimp on critical coverages to save a buck or two. There are too many instances where consumers will sacrifice full coverage and discovered at claim time that the savings was not a smart move. Your strategy should be to buy the best coverage you can find for the lowest cost but still have enough coverage for asset protection.

Additional information can be read at the links below